Comprehensive Coverage, Responsible Care
Sexual misconduct and molestation liability (SMML) insurance ensures you're one step ahead in addressing potential liabilities, safeguarding your financial health and demonstrating your unwavering commitment to preventing and responding to incidents of sexual misconduct. Stay confident, build trust and foster a safe environment for all.
Are you a new or current customer with a question about Church Mutual or a specific coverage type? We're here to help.
SMML insurance is a specialized form of insurance coverage designed to protect organizations from claims and liabilities arising from incidents of sexual misconduct, molestation or abuse. It provides financial protection and assistance in the event of allegations made against the organization, its employees, volunteers or representatives.
SMML insurance is essential for organizations that work with vulnerable populations, such as schools, religious institutions, non-profit organizations, youth-serving organizations and similar entities. These organizations have a duty of care toward their members, clients or participants. Implementing SMML insurance demonstrates a commitment to protecting the well-being of the community and creating a safe environment for all.
SMML insurance typically provides coverage for a range of incidents, claims and liabilities related to sexual misconduct, molestation or abuse. It may cover legal defense costs, settlements and judgments arising from allegations made against the organization, its employees, volunteers or representatives. This can include claims of sexual misconduct, assault, molestation or abuse committed by individuals associated with the organization. SMML insurance is designed to offer financial protection and support, helping organizations address the legal, financial and reputational risks associated with such incidents. The specific coverage and policy details may vary, so it is important to review the terms and conditions of the policy to understand the extent of coverage provided.
