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Empowering Education Through Comprehensive Protection

Specialized Insurance for Education and Schools

As you strive to make a positive difference through the work you do, partner with a provider uniquely focused on protecting purpose-driven organizations like yours.

kids in line in a school hallway wearing backpacks

Finding purpose, finding home: Mountain Mission School

MMS was founded in 1921 to provide a safe haven for Virginia’s children in need. Since then, its reach has expanded far and wide — children from more than 80 countries and almost every U.S. state have received care and education at the campus in Grundy.

The majority of our children come to us out of poverty. One of our greatest missions is to break that cycle.
CHRIS MITCHELL
President, Mountain Mission School

Tailored Coverage To Meet Your Unique Needs

As a specialty insurance provider, we offer comprehensive coverage designed specifically for you. Enjoy greater protection and peace of mind so you can focus on what truly matters: providing quality education to those you serve.

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Property Insurance

In the event of perils like fire, theft or natural disasters, this insurance provides the financial support needed to repair or replace damaged property. By safeguarding your school's infrastructure, property insurance allows you to maintain uninterrupted operations and provide a safe learning environment for students.

smiling teacher walking through desks of kids with hands raised

General Liability Insurance

Shield your facility from potential liabilities with general liability insurance, which provides crucial protection against claims of property damage or bodily injury. By managing potential lawsuits, medical expenses and legal defense costs, general liability insurance offers peace of mind, allowing you to focus on providing quality education.

a group of kids on a rope jungle gym at a school playground

Professional Liability Insurance

This insurance provides financial protection and legal defense coverage in cases of alleged negligence, errors or omissions in providing professional services. By safeguarding against claims of inadequate instruction or educational malpractice, professional liability insurance protects administrators' and educators' reputations while maintaining the school's integrity.

a teacher seated at a desk with a clipboard and toys in the background

Workers’ Compensation Insurance

Take care of your valued staff members with workers' compensation insurance. By covering medical expenses, rehabilitation costs and lost wages in the event of work-related injuries or illness, this insurance not only protects the well-being of staff but also ensures compliance with legal requirements. Administrators can focus on cultivating a safe work environment, reducing financial burdens and fostering a motivated workforce.

a teacher with glasses and grey hair standing with arms crossed in a classroom

Cyber Liability Insurance

Safeguard your school or educational facility against digital threats with cyber liability insurance, which offers financial protection and support in the face of cyber attacks, data breaches or privacy violations. With this coverage, you’ll maintain trust, comply with data protection regulations and mitigate potential reputational damage.

a young male student on a computer looking back over his shoulder at the camera smiling

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More Ways To Manage Your Risk

Empower yourself, faculty and staff with tailored resources and tools designed to help you effectively manage risks within your educational community.

Insurance FAQs for education and schools

As experts in risk management, we’re here to answer questions and address concerns regarding insurance for your organization. Our goal is to assist you in making informed decisions that prioritize the protection of your educational community.

What types of insurance should schools and educational institutions consider?

Schools and educational institutions should consider obtaining general liability insurance to cover accidents and injuries on the premises, property insurance to protect buildings and belongings, professional liability insurance for educators and staff members, workers' compensation insurance for employees and possibly cyber liability insurance for data security risks.

How often should schools and educational institutions review their insurance policies?

Schools and educational institutions should review their insurance policies annually or whenever there are significant changes to their operations, services or property. Regular policy reviews can ensure that the institution has adequate coverage and can make necessary adjustments based on evolving needs or regulatory changes.

Are school events and extracurricular activities covered by insurance?

School events and extracurricular activities can be covered by insurance, but it depends on the specific policy and coverage. It is important to review the insurance policy or consult with us to ensure that events and activities are adequately covered.