By clicking “Accept”, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. View our Privacy Policy for more information.

Creating Memories That Will Last a Lifetime

Specialized Insurance for Camps, Sports and Outdoor Recreation

The work you do enriches young lives, creating meaningful moments that won’t be forgotten. For more than 125 years, we’ve partnered with purpose-driven organizations like yours, sharing a commitment to serving others while protecting people, property and mission.

Insurance for the Unique Work You Do

Your organization is unique, as are your risks. We tailor our insurance offerings to address the specific challenges you face, affording you better protection and greater peace of mind.

Select An Insurance Type
Dropdown Arrow

Insurance and so much S'MORE!

We have been insuring camps for decades and will continue to do so. As an American Camping Association (ACA) Business Affiliate and Business Member and preferred provider of the Christian Camp & Conference Association (CCCA), we understand your mission and all the things that make camps unique.

Types of camps we insure include:
  • Summer camps. 
  • Overnight camps.
  • Day camps.
  • Religious and nonreligious camps.
  • Leadership camps.
  • Conference and retreat centers.
  • Theme-based camps – e.g., STEM, arts, special needs, educational, etc.
boy petting a grey horse at camp

Insurance that keeps you in the game!

Church Mutual is a specialty insurance carrier for sports organizations and is committed to protecting your organization so you have the peace of mind to focus on what matters.

Types of sports organizations we serve:
  • Amateur sport associations
  • Sports camps and instruction
  • Youth day camps/clinics‍
  • Sports clubs (e.g., curling, pickleball, swim, tennis)‍
  • Climbing gyms‍
  • Driving ranges/mini golf‍
  • And more!

Insurance built for adventure!

Church Mutual is a specialty insurance carrier for outdoor recreation organizations and is committed to protecting your organization so you have the peace of mind to focus on what matters.

Types of outdoor recreation organizations we serve:
  • Adventure/challenge course facilitators
  • Fishing guides
  • Campgrounds and RV parks
  • Resorts
  • And more!

Request your personalized insurance quote

More Ways To Manage Your Risk

When you work with us, you’ll have access to experienced risk control professionals, valuable resources and innovative technology to help identify dangers before they threaten your organization.

Insurance FAQs for camps, sports and outdoor recreation

The right insurance can address your unique risks. Learn more about specialized insurance designed for organizations like yours.

What types of insurance should camps, schools and outdoor recreation programs consider?

Camps, schools and outdoor recreation programs should consider obtaining general liability insurance to cover accidents and injuries, property insurance to protect against damage to buildings or equipment, professional liability insurance for instructors and possibly workers' compensation insurance for employees.

How often should we review and update our insurance policy?

It is important to review and update your insurance policy annually or whenever there are significant changes in your camps, schools or outdoor programs. Regularly assessing your coverage ensures that you have adequate protection and can make any necessary adjustments based on evolving needs, activities or property changes.

What is event cancellation insurance, and should we consider it for our outdoor programs or camps?

Depending on the nature of your outdoor programs or camps, it may be beneficial to consider event cancellation insurance to protect against  severe weather, natural disaster or other unforeseen events that may lead to event cancellation or disruption.