Ensure Protection on the Road
Hired and non-owned auto insurance offers flexibility and affordability, allowing your organization to leverage rental and personal vehicles of employees and volunteers without bearing the full burden of liability risks.
Are you a new or current customer with a question about Church Mutual or a specific coverage type? We're here to help.
Hired and non-owned auto coverages provide liability coverage for organizations when employees or volunteers use their personal vehicles for your business purposes, or when the organization rents vehicles. It protects the organization against potential financial losses and lawsuits resulting from accidents, property damage or injuries caused by employees or volunteers while driving on behalf of the company. These coverages fill the gaps that may exist in personal auto insurance policies and offers crucial protection for organizations that rely on employee-owned vehicles or occasional rentals for their operations. Hired auto physical damage coverages are also available and cover damage done to the hired automobile itself.
This type of insurance benefits organizations that have employees or volunteers who use their personal vehicles for your business purposes or when the organization rents vehicles. It is particularly relevant for organizations that rely on vehicles for any number of reasons, including transporting employees and volunteers, picking up supplies, delivering goods and attending meetings and events on behalf of the organization.
The coverage provided by hired and non-owned auto liability insurance typically includes bodily injury and property damage liability. This protects the organization against potential financial losses and legal liabilities arising from accidents or damages caused by these drivers. This insurance also often covers legal defense costs associated with covered claims. Hired auto physical damage coverages can also be provided to cover damage done to the hired automobile itself.
